Business Banking

Checking

Are you tired of everything getting more expensive, more complicated and less convenient? We sure are. HNB Bank is dedicated to meeting your financial needs. Whether you are a growing small business or a large corporation, we have an account made for you.

 
HNB
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HNB
HNB
 HNB

Checking Basics

         

Minimum Deposit to Open

$100

$100

$100

$100

$100

Minimum Daily Balance to Avoid Service Charge

$0

$0

$0

n/a

n/a

Monthly Maintenance Fee

$0

$0

$12.50

$20.00

$0

Number of Transactions (checks written, deposits
made, deposited items) Allowed Without Charge

Unlimited

300

0

0

300

Excess Transaction Fee Per Additional Item

$0

$0.30

n/a

n/a

$0.30

Per Check Fee

$0

$0

$0.15

$0.15

$0

Per Deposit Fee

$0

$0

$0.15

$0.15

$0

Deposited Item Fee

$0

$0

$0.10 per foreign
and local item;
$0.05 for HNB item

$0.10 per foreign
and local item;
$0.05 for HNB item

$0

Earnings Credit Rate to Offset Fees

None

None

NOW
Business
Rate

Corporate
Analysis
Rate

None

Minimum Daily Balance to Earn Interest1

n/a

n/a

$1,500

n/a

$1,500

Optional Banking Services

         

e-Business Banking Account Access

Free

Free

Free

Free

Free

e-Bill Pay (Unlimited Transactions)

Free

Free

Free

Free

Free

e-Cash Management
(Unlimited Payroll, ACH Origination and Domestic
Wire Transfers)

Free 90-day trial,
$19.95 per month
with unlimited
transactions
thereafter

Free 90-day trial,
$19.95 per month
with unlimited
transactions
thereafter

Free 90-day trial,
$19.95 per month
with unlimited
transactions
thereafter

Free

Free 90-day trial,
$19.95 per month
with unlimited
transactions
thereafter

Business Debit Card - Coming Soon

Free

Free

Free

Free

Free

Telephone Banking with Financial Connection

Free

Free

Free

Free

Free

Analysis Statement

n/a

n/a

Free

Free

n/a

e-Statement

Free

Free

Free

Free

Free

Sweep Service

Free

Free

Free

Free

Free

Cash Management (per month)

n/a

$25.00

$25.00

$25.00

$25.00

ACH Origination Including Direct Deposit Payroll (per file)
Per ACH Transaction Fee (less than 250 items)
Per ACH Transaction Fee (250+499 items)
Per ACH Transaction Fee (500+ items)

$12.50
$0.10
$0.05
$0.03

$12.50
$0.10
$0.05
$0.03

$12.50
$0.10
$0.05
$0.03

$12.50
$0.10
$0.05
$0.03

$12.50
$0.10
$0.05
$0.03

CD-ROM Auto Reconciliation and Electronic Statement
(monthly fee, for first account)

$10.00

$10.00

$15.00

$15.00

$10.00

CD-ROM Auto Reconciliation and Electronic Statement
(monthly fee, per additional account)

$5.00

$5.00

$10.00

$10.00

$5.00

End of Year CD-ROM Electronic Statement & Images

$25.00

$25.00

$50.00

$50.002

$25.00

1 Due to FDIC Regulations, interest can be paid only to sole proprietors, non-profit organizations, and select public and government entities.
2 This fee is waived with a monthly CD-ROM Auto Reconcilition Service.

eBanking Services

Looking for more banking convenience? eBanking Services from HNB include online account access, electronic bill payment, email statements and more. Learn More About eBanking Services >

Personalized Debit Card

In Person

We welcome the opportunity to visit with you! Stop by or call to make an appointment to discuss your life planning stragegies and find out more about our solutions that can get you there! See All Branch Locations >