Personal Checking
Whether you want simple, unlimited or interest-bearing checking, free bill pay or the luxury model of checking accounts, we have an account designed with you in mind. If at anytime you find that one of our new checking accounts better fits your needs, take advantage of a free, no-obligation Checking Check-Up with one of our service specialists. Stop by any one of our convenient locations, or give us a call.
*Holding your mouse over the account details yields additional information.
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Checking Account Basics |
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Minimum Daily Balance |
$0 |
$0 |
$100 |
$0 |
Fee if Fall Below Balance |
$0 |
$0 |
$10 |
$0 |
Monthly Fee |
$0 |
$0 |
$0 |
$5 |
First Order of Personalized Checks for No Charge |
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Free Standard Personalized Checks |
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Discount on Premium Personalized Checks |
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Number of Checks Written Without Charge |
Unlimited |
10 |
Unlimited |
Unlimited |
Additional Per Check Fee |
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$0.30 |
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Minimum Daily Balance to Earn Interest |
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ANY |
$1,000 |
ANY |
Early Closure Fee |
$25 |
$25 |
$25 |
$25 |
Financial Advantages |
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Preferred Rate on Certificates of Deposit |
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Free Cashier’s Checks |
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Safe Deposit Box Savings, $10 off with Auto Deduct |
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Free Financial Check-up |
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Free Home Review |
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Personal Financial Management Educational Materials |
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Convenience Advantages |
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Free Internet Banking |
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Free Telephone Banking |
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Free Bill Pay |
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Automatic Savings Plan |
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Free CD ROM Year End Statement Burn (upon request) |
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Free eStatements |
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MasterMoney Card (with separate application) |
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No Fee Foreign ATM Usage* |
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Direct Deposit |
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Free Notary Service |
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Free Photocopy Service |
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*transaction fees may be assessed by ATM’s not owned or operated by HNB bank.
Personalized Debit Card
