Personal Checking

Whether you want simple, free, unlimited or interest-bearing checking, free bill pay or the luxury model of checking accounts, we have an account designed with you in mind. If at anytime you find that one of our new checking accounts better fits your needs, take advantage of a free, no-obligation Checking Check-Up with one of our service specialists. Stop by any one of our convenient locations, or give us a call.

*Holding your mouse over the account details yields additional information.

Apply now for a HNB checking account

HNB University Free Checking eBanking Checking Now Checking Ultimate Checking

Checking Account Basics

         

Minimum Daily Balance

$0

$0

$0

$100

$0

Fee if Fall Below Balance

$0

$0

$0

$10

$0

Monthly Fee

$0

$0

$0

$0

$5

First Order of Personalized Checks for No Charge

Free Standard Personalized Checks

Discount on Premium Personalized Checks

Number of Checks Written Without Charge

Unlimited

Unlimited

10

Unlimited

Unlimited

Additional Per Check Fee

$0.30

Minimum Daily Balance to Earn Interest

ANY

$1,000

ANY

Early Closure Fee

$25

$25

$25

$25

$25

Financial Advantages

         

Make Cent$ Debit Rewards

     

Preferred Rate on New Installment Loans

 

 

 

 

Discount on Mortgage Closing Costs

 

 

 

 

Preferred Rate on Certificates of Deposit

 

 

 

 

$5 Statement Reward
(with enrollment in eStatements)

 

Free Cashier’s Checks

 

 

 

Safe Deposit Box Savings, $10 off with Auto Deduct

 

 

 

 

Free Financial Check-up

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Free Home Review

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Personal Financial Management Educational Materials

 

 

 

 

Convenience Advantages

         

Free Internet Banking

Free Telephone Banking

Free Bill Pay

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Automatic Savings Plan

Free CD ROM Year End Statement Burn (upon request)

 

 

 

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Free eStatements

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MasterMoney Card (with separate application)

No Fee Foreign ATM Usage

 

 

Direct Deposit

Free Notary Service

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Free Photocopy Service

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eBanking Services

Looking for more banking convenience? eBanking Services from HNB include online account access, electronic bill payment, email statements and more. Learn More About eBanking Services >

Telephone Banking

Need a fast, easy way to bank anytime of the day or night from home or on the go? HNB Bank offers you many ways to keep track of your balance and more. Learn More About Telephone Banking >

In Person

We welcome the opportunity to visit with you! Stop by or call to make an appointment to discuss your life planning stragegies and find out more about our solutions that can get you there! See All Branch Locations >

FDIC Transaction Account Guarantee Program
HNB Bank is participating in the FDIC's Transaction Account Guarantee Program. Under this program, through June 30, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. To learn more about maximizing your insured deposits, call, stop by, or visit our online Financial Resource Center.