Personal Checking
Whether you want simple, free, unlimited or interest-bearing checking, free bill pay or the luxury model of checking accounts, we have an account designed with you in mind. If at anytime you find that one of our new checking accounts better fits your needs, take advantage of a free, no-obligation Checking Check-Up with one of our service specialists. Stop by any one of our convenient locations, or give us a call.
*Holding your mouse over the account details yields additional information.
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Checking Account Basics |
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Minimum Daily Balance |
$0 |
$0 |
$0 |
$100 |
$0 |
Fee if Fall Below Balance |
$0 |
$0 |
$0 |
$10 |
$0 |
Monthly Fee |
$0 |
$0 |
$0 |
$0 |
$5 |
First Order of Personalized Checks for No Charge |
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Free Standard Personalized Checks |
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Discount on Premium Personalized Checks |
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Number of Checks Written Without Charge |
Unlimited |
Unlimited |
10 |
Unlimited |
Unlimited |
Additional Per Check Fee |
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$0.30 |
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Minimum Daily Balance to Earn Interest |
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ANY |
$1,000 |
ANY |
Early Closure Fee |
$25 |
$25 |
$25 |
$25 |
$25 |
Financial Advantages |
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Make Cent$ Debit Rewards |
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Preferred Rate on New Installment Loans |
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Discount on Mortgage Closing Costs |
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Preferred Rate on Certificates of Deposit |
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$5 Statement Reward |
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Free Cashier’s Checks |
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Safe Deposit Box Savings, $10 off with Auto Deduct |
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Free Financial Check-up |
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Free Home Review |
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Personal Financial Management Educational Materials |
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Convenience Advantages |
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Free Internet Banking |
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Free Telephone Banking |
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Free Bill Pay |
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Automatic Savings Plan |
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Free CD ROM Year End Statement Burn (upon request) |
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Free eStatements |
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MasterMoney Card (with separate application) |
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No Fee Foreign ATM Usage |
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Direct Deposit |
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Free Notary Service |
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Free Photocopy Service |
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FDIC Transaction Account Guarantee Program
HNB Bank is participating in the FDIC's Transaction Account Guarantee Program. Under this program, through June 30, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.
Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.
To learn more about maximizing your insured deposits, call, stop by, or visit our online Financial Resource Center.
