Personal Banking
Savings & Money Markets
Whether you are just beginning to save or have some money built up that needs a better rate, we have the savings options you need.
Savings Basics |
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Minimum Deposit to Open |
$50 |
$500 |
$1,000 |
$2,500 |
Minimum Daily Balance to Earn Interest |
$100 |
$500 |
$1,000 |
$2,500 |
Minimum Balance to Avoid Service Charge |
$100 |
$1,000 |
$1,000 |
$2,500 |
Service Charge |
$2 |
$5 |
$10 |
$201 |
Number of Debit Transactions |
6 |
6 |
62 |
62 |
Excess Transaction Fee |
$1 |
$1 |
$10 |
$10 |
| Convenience Services |
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Automatic Savings Plan |
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eStatements |
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eNet Banking Account Access |
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Telephone Banking with Financial Connection |
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ATM Card |
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MasterMoney Debit Card |
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Direct Deposit |
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| Balance Tiers to Earn Interest |
$1,000-$9,999.99 |
$2,500-$19,999.99 |
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$10,000-$24,999.99 |
$20,000-$49,999.99 |
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| $25,000-$49,999.99 |
$50,000-$99,999.99 |
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| $50,000 + |
$100,000 + |
1 Infinity Money Market customers who maintain a minimum daily balance of $10,000 in any combination of qualified HNB Bank banking relationships including: checking, savings, money market, certificates of deposits and loan accounts pay no monthly service fee.
2 Of the six withdrawals, three (3) may be by check, draft, debit card (including POS transactions) or similar order payable to third parties.
FDIC Transaction Account Guarantee Program
HNB Bank is participating in the FDIC's Transaction Account Guarantee Program. Under this program, through December 31, 2009, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.
Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.
To learn more about maximizing your insured deposits, call, stop by, or visit our online Financial Resource Center.
