Personal Banking
Savings & Money Markets
Whether you are just beginning to save or have some money built up that needs a better rate, we have the savings options you need.
Savings Basics |
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Minimum Deposit to Open |
$50 |
$500 |
$1,000 |
$2,500 |
Minimum Daily Balance to Earn Interest |
$100 |
$500 |
$1,000 |
$2,500 |
Minimum Balance to Avoid Service Charge |
$100 |
$1,000 |
$1,000 |
$2,500 |
Service Charge |
$2 |
$5 |
$10 |
$201 |
Number of Debit Transactions |
62 |
62 |
62 |
62 |
Excess Transaction Fee |
$1 |
$1 |
$10 |
$10 |
| Convenience Services |
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Automatic Savings Plan |
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eStatements |
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eNet Banking Account Access |
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Telephone Banking with Financial Connection |
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ATM Card |
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MasterMoney Debit Card |
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Direct Deposit |
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| Balance Tiers to Earn Interest |
$1,000-$9,999.99 |
$2,500-$19,999.99 |
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$10,000-$24,999.99 |
$20,000-$49,999.99 |
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| $25,000-$49,999.99 |
$50,000-$99,999.99 |
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| $50,000 + |
$100,000 + |
1 Infinity Money Market customers who maintain a minimum daily balance of $10,000 in any combination of qualified HNB Bank banking relationships including: checking, savings, money market, certificates of deposits and loan accounts pay no monthly service fee.
2Federal Regulations limit pre-authorized withdrawals or transfers from your savings account to six (6) per month. Limited pre-authorized transfers and withdrawals include checks, drafts, debit card or similar order, systematic savings plans, sweep service, telephone and Internet banking transfers. Transfers and withdrawals made in person, by messenger, by mail, at an ATM, to loans at the same institution or to another depositor at the same institution are unlimited.
Personalized Debit Card
