Personal Banking

Savings & Money Markets

Whether you are just beginning to save or have some money built up that needs a better rate, we have the savings options you need.

 

HNB - Personal Savings

HNB - Personal Savings

HNB - Personal Savings

HNB - Personal Savings

Savings Basics

       

Minimum Deposit to Open

$50

$500

$1,000

$2,500

Minimum Daily Balance to Earn Interest

$100

$500

$1,000

$2,500

Minimum Balance to Avoid Service Charge

$100

$1,000

$1,000

$2,500

Service Charge
(if minimum balance is not maintained)

$2

$5

$10

$251

Number of Debit Transactions

62

62

62

62

Excess Transaction Fee

$1

$1

$10

$10

Convenience Services

Automatic Savings Plan

HNB

HNB

HNB

HNB

eStatements

HNB

HNB

HNB

HNB

eNet Banking Account Access

HNB

HNB

HNB

HNB

Telephone Banking with Financial Connection

HNB

HNB

HNB

HNB

ATM Card

HNB

HNB

HNB

MasterMoney Debit Card
(with separate application)

HNB

Direct Deposit

HNB

HNB

HNB

HNB

 

Balance Tiers to Earn Interest

$1,000-$9,999.99

$2,500-$19,999.99

 

$10,000-$24,999.99

$20,000-$49,999.99

 

$25,000-$49,999.99

$50,000-$99,999.99

 

$50,000 +

$100,000 +

1 Infinity Money Market customers who maintain a minimum daily balance of $10,000 in any combination of qualified HNB Bank banking relationships including: checking, savings, money market, certificates of deposits and loan accounts pay no monthly service fee.

2Federal Regulations limit pre-authorized withdrawals or transfers from your savings account to six (6) per month. Limited pre-authorized transfers and withdrawals include checks, drafts, debit card or similar order, systematic savings plans, sweep service, telephone and Internet banking transfers.  Transfers and withdrawals made in person, by messenger, by mail, at an ATM, to loans at the same institution or to another depositor at the same institution are unlimited.

eBanking Services

Looking for more banking convenience? eBanking Services from HNB include online account access, electronic bill payment, email statements and more. Learn More About eBanking Services >

Personalized Debit Card

In Person

We welcome the opportunity to visit with you! Stop by or call to make an appointment to discuss your life planning stragegies and find out more about our solutions that can get you there! See All Branch Locations >