Business Lending Solutions

Commercial Real Estate and Agriculture Loans

Our loans are both flexible and priced right! We will help you explore all the funding opportunities available so you can select the best solutions for your business needs. We are the ideal loan source for purchase money or refinancing, and, in addition to conventional bank financing, we also have experience with SBA and other agencies to help you take advantage of the best programs available.

Commercial and Equipment Loans

Are you expanding or do you need to update your equipment? Let us put together a loan package that will help your business flourish and meet your changing needs.

Commercial Lines of Credit

Operating--An Operating Line of Credit is designed to give your business the greatest flexibility when it comes to cash flow. It is set up for a period of one year, and requires monthly interest payments with principal repayment at the business’ discretion.

Borrowing Base--A Borrowing Base Line of Credit takes the Operating Line of Credit one step further. Principal advances are tied to an asset or assets of the business. This allows for a shortened cash cycle and greater control of cash flow.

Seasonal--A Seasonal Line of Credit can be customized to match the seasonal demands and changes of your business.

eBanking Services

Looking for more banking convenience? eBanking Services from HNB include online account access, electronic bill payment, email statements and more. Learn More About eBanking Services >

Personalized Debit Card

In Person

We welcome the opportunity to visit with you! Stop by or call to make an appointment to discuss your life planning stragegies and find out more about our solutions that can get you there! See All Branch Locations >