Whether you need a Commercial Real Estate or an Agriculture Loans Our loans are both flexible and priced right! We will explore all the funding opportunities available to help you select the best solutions for your business needs. We are the ideal loan source for purchase money or refinancing. We have experience with SBA and other agencies to help you take advantage of the best programs available. We offer long term fixed rate farm real estate loans through Farmer Mac.

Commercial and Equipment Loans

Are you expanding or do you need to update your equipment? Let us put together a loan package that will help your business flourish and meet your changing needs.

Commercial & Farm Lines of Credit

  • Operating – An Operating Line of Credit is designed to give your business the greatest flexibility when it comes to cash flow. It is set up for a period of one year, and requires interest or principal repayment at the business’ discretion.
  • Borrowing Base – A Borrowing Based Line of Credit takes the Operating Line of Credit one step further. Principal advances are tied to an asset or assets of the business. This allows for a shortened cash cycle and great control of cash flow.
  • Seasonal – A Seasonal Line of Credit can be customized to match the seasonal demands and changes of your business.


  Rick VanHorn
  VP/Loan Officer
  NMLS ID# 1456498
  HNB Bowling Green