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Business Checking

Are you tired of everything getting more expensive, more complicated and less convenient? We sure are. Whether you are a small business or a large corporation, we have an account for you. All HNB business checking accounts come with the following services.

  • Free e-Business Banking
  • Free e-Bill Pay (unlimited transactions)
  • Free 90-day Trial* of e-Cash Management (unlimited payroll, ACH origination, and domestic wire transfers)
  • Free Business Debit Card
  • Free Phone Banking with Financial Connection
  • Free e-Statements
  • Free Sweep Service

*$19.95 per month with unlimited transactions thereafter

Checking Choices

Start-Up Checking Business 101 Checking Business Interest Checking Community Checking
Balance to Open$100$100$100$100
Minimum Daily Balance$0$0n/a$0
This is the minimum balance that must be maintained in the account each day to avoid a monthly service charge.
Monthly Maintenance Fee$0$0$12.50$0
Number of TransactionsUnlimited300Unlimited300
Checks written, deposits made, deposited items are allowed without a charge.
Excess Transaction Fee Per Additional Item
30¢
30¢
Per Check or Deposit Fee$0$0$0$0
Per Deposit Item Fee$0$0$0*$0
*For Business Interest Checking, $0 per foreign & local item; 5¢ for HNB item
Earnings Credit Rate to Offset FeesNoneNoneNoneNone
Minimum Daily Balance to Earn Interest
$1,500$1,500
Analysis Statement
Free
Cash Management
$25$25$25
(per month)
Per ACH Transaction Fee10¢10¢$010¢
(less than 250 items)
Per ACH Transaction Fee$0
(250-499 items)
Per ACH Transaction Fee$0
(500+ items)